No. 14 Kentucky women roll past Arizona State with scoring and rebounding balance 77-61
None
Vice President Kamala Harris on Tuesday thanked supporters during an virtual call and vowed that the “fight’s not over” in what was her first remarks since conceding defeat to President-elect Donald Trump three weeks ago. “The fight that fueled our campaign, a fight for freedom and opportunity, that did not end on Nov. 5. A fight for the dignity of all people? That did not end on Nov. 5,” Harris said. “A fight for the future, a future in which all people receive the promise of America? No. A fight that is about a fight for the ideals of our nation, the ideals that reflect the promise of America? That fight’s not over.” “That fight's still in us, and it burns strong,” Harris later added. “And I know this is an uncertain time. I'm clear-eyed about that. I know you're clear-eyed about it, and it feels heavy. And I just have to remind you: Don't you ever let anybody take your power from you. You have the same power that you did before Nov. 5 and you have the same purpose that you did and you have the same ability to engage and inspire. So don't ever let anybody or any circumstance take your power from you.” The grassroots call came immediately after Harris held a call with her campaign’s finance committee. The finance call was attended by more than 400 donors, according to a source familiar. MORE: Kamala Harris raised $1 billion-plus in defeat. She's still sending persistent appeals to donors On the grassroots call, Harris also briefly discussed the historic sum of money that ran her campaign, though she did not address what went wrong as she and her campaign face intense scrutiny over how they could raise that money and lose to Trump so resolutely. “The outcome of this election, obviously, is not what we wanted. It is not what we work so hard for,” Harris said. “But I am proud of the race we ran. And your role in this was critical. What we did in 107 days was unprecedented.” Harris said that over the course of those 100-plus days, her campaign raised $1.4 billion, much of which was from grassroot donors: “Nearly 8 million donors contributed an average donation of about $56.” “You gave all that you could to support our campaign. Because of your efforts -- get this -- we raised an historic $1.4 billion, almost $1.5 billion from grassroots supporters alone, the most in presidential campaign history,” she said. MORE: Harris campaign leadership urges staffers not to speak with reporters: Sources “Being involved can make a difference, and that remains true. And that's one of the pieces that I just want us to please take away -- that our fight for freedom and for opportunity and for the promise of America, it included, for example, nearly almost 4 million first-time contributors to our campaign because of the work you did, of helping people know that they can be engaged and that they're not outside, that they're inside, that we're all in this together,” she added. Harris was joined by her former running mate, Minnesota Gov. Tim Walz, on both calls -- a rare appearance from the two, though Harris joined the call from San Francisco and Walz from Minnesota. Walz on the grassroot donor call also spoke to supporters’ feeling of loss following the election and repeated Harris’ claims that she is not finished with fighting. “I think all of us saw the possibility, and I know there's a bit of a feeling of loss because we saw what a real leader looks like,” Walz said. “She did deliver the best of our better angels," he added. "She delivered a vision where all of us mattered. She did it with grace and dignity and continues to do that every single day. She is still in this fight. She is doing it every single day. She is not done with her current job. She's not done being part of it with all of you." Harris' and Walz’s remarks follow some postelection analysis from Harris campaign senior officials during an episode of “Pod Save America” that aired on Tuesday, including some reaction to finances. Harris campaign Chairwoman Jennifer O'Malley Dillon said that during the cycle, the bulk of the campaign's spending was used to reach out to “very-hard-to-find voters," including low-propensity and young voters, while investing across all swing states because polling reflected that each was in play. "We were trying to, yes, spend more resources on digital ... because we're trying to find young people, we're trying to find these lower-propensity voters that were tuned out to politics," O'Malley Dillon said. “We had some unique things that we had to do in this race that I think were really critical to do early and spent a lot of resources at an earlier stage than we would have to," she added, noting those resources were spent on both advertising and field programming. “We saw, up until the very end, that ... every single state was in such a margin of error. There was nothing that told us we couldn't play in one of these states.” During the podcast, O'Malley Dillon and senior campaign adviser David Plouffe accused the Trump campaign of coordinating with its super PACs, a practice that is not legal, but noted the Democrats need to take note and do the same. “We have to stop playing a different game as it relates to super PACs and the Republicans. Love our Democratic lawyers. I'm tired of it, OK? They coordinate more than we do. I think amongst themselves, I think with the presidential campaign, like I'm just sick and tired, OK? So, we cannot be at a disadvantage,” Plouffe said. “I think our side was completely mismatched when it came to the ecosystem of Trump and his super PACs and ours,” O’Malley Dillon said. “We had a super PAC that was helpful, very important and necessary for the work that they did because they were the kind of central recipients of a lot of the funding on our side and they staked a strategy and a plan, and we clearly could see it, and we knew what it was [going] to spend, but we did not have the ability to have people come in with us early. And so every ounce of advertising, every ounce of carrying these strategic imperatives, of defining the vice president and trying to bring down Trump's numbers, all sat with us as a campaign,” O’Malley Dillon added. MORE: What New Jersey and Virginia's governor's races could mean for Democrats Harris has rarely been seen since she delivered her concession speech at Howard University the day after the election. She attended the Veterans Day ceremony at Arlington National Cemetery a week later and was seen making her first return to the White House a day after that. The vice president also spent the last week on vacation in Hawaii. Walz, in the month since the election, has remained almost entirely out of the national spotlight, resuming his duties as the governor of Minnesota. He delivered his final speech of the 2024 campaign cycle on Nov. 8 from suburban Minneapolis, joining a chorus of fellow Democratic governors who said they would protect their states from threats to reproductive freedoms, citizenship and other things under the Trump administration. The former vice presidential nominee also said he’d work to find common ground with swaths of people who voted “for the other side” on Nov. 5. Harris and Walz remained mostly separate on the campaign trail in the roughly 15 weeks she had him as her running mate. The governor was present at Harris’ concession speech at Howard University the night after the election but did not speak or publicly interact with her. Before that, the two held a joint rally on Oct. 28 in Ann Arbor, Michigan, their first event together since late August, when they were seen together in Savannah, Georgia, on a bus tour. Prior to that, their last time at a rally together was in Milwaukee for programming linked to the Democratic National Convention in August.US ahead in AI innovation
Mind the Gap: Six Tips to Assess Your Healthcare Coverage Before the New YearCourtney Frazer | (TNS) Bankrate.com Exchanging currency is vital to international travel, whether you’re visiting for leisure or business. Understanding the nuances of currency exchange can help you avoid costly mistakes and make the most of your travel budget. Before you exchange money, you should know how to choose the right place to exchange your money, time your transactions for the best rates and estimate the money exchange fee. Why knowing about currency exchange matters Currency exchange involves converting one country’s money into another’s. Because currencies have different values from country to country, exchange rates fluctuate based on factors like political stability, economic performance and global market conditions. Without proper knowledge of currency exchange, travelers risk losing money on unfavorable exchange rates, excessive fees and even fraudulent practices. It’s important to know how currency exchange works and where to do money exchanges so you can get the best deal. Currency exchange fees Exchanging money abroad often comes with various fees, so it’s important to understand what you might encounter. Flat fees Some exchange providers charge a flat fee per transaction. These can make smaller exchanges expensive relative to the amount you’re converting. Always ask about any flat fees in advance, and consider exchanging larger sums to minimize the impact of this fee. Percentage fees Many currency exchange providers charge a percentage-based fee on the total amount exchanged. This fee structure can become costly if you’re exchanging large amounts of money, so compare percentage-based fees before making any decisions. ATM withdrawal fees If you’re withdrawing money from an ATM abroad, your home bank and the foreign bank may charge withdrawal fees. Some banks refund these fees, while others may partner with international banks to provide fee-free withdrawals. Before traveling, check with your bank to understand what ATM fees you might face and whether they offer any reimbursement options. Foreign transaction fees Foreign transaction fees are often charged when using credit or debit cards abroad. Depending on the card issuer and payment network, these fees can range from 1% to 3% of the transaction amount. Many travel-focused credit cards offer no foreign transaction fees, which can help you save money when making purchases abroad. Check your card’s terms and conditions before you travel to avoid surprises. If your card charges foreign transaction fees, consider limiting its use and opting for other methods, like cash or prepaid travel cards. Best places to exchange currency Not all currency exchange options are equal, especially for travelers. Some places offer better rates and lower money exchange fees, while others provide more convenience. Here’s a breakdown of the most common currency exchange options. Banks and credit unions Banks and credit unions are generally the best money exchange options, offering competitive exchange rates and transparent fees. Many banks provide foreign currency services for their account holders, and some even offer currency at a better rate when you order it in advance. If you have a major bank account, the bank may offer international ATM withdrawals with little to no fees. Banks tend to have the most secure exchange process, so you can avoid the high fees and markups that are common at airport exchange booths. Currency exchange kiosks Currency exchange kiosks, often found at airports and tourist destinations, are convenient but have significant drawbacks. They frequently offer lower exchange rates and higher fees, taking advantage of travelers who need quick cash. If you need to use a currency exchange bureau, only exchange a small amount to cover immediate needs and seek out better rates at a local bank or through an ATM once you reach your destination. Always check the exchange rate and fees before completing any transaction at these kiosks to avoid unnecessary charges. ATMs abroad Using ATMs to withdraw local currency in your destination country is one of the most convenient ways to get cash while traveling. Many banks are part of global ATM networks, allowing you to withdraw money with minimal fees if you use ATMs associated with their partner banks. However, it’s important to check with your bank ahead of time to understand what fees may apply to international withdrawals. When using ATMs abroad, stick to machines from reputable banks and avoid independent ATMs found in tourist-heavy areas or small shops. These often have higher fees and less favorable exchange rates. It’s also a good idea to notify your bank of your travel plans to avoid having your card frozen for suspicious activity. Prepaid travel cards Prepaid travel cards offer an excellent solution for travelers who want to manage currency exchange with ease. These cards allow you to load multiple currencies before you travel and lock in exchange rates to avoid rate fluctuations while abroad. Prepaid travel cards can be used like regular debit or credit cards but with the added benefit of lower foreign transaction fees. They also help limit spending, as you can only use the funds preloaded onto the card. However, be aware of hidden fees such as inactivity, ATM withdrawal or reloading fees. Common currency exchange mistakes When exchanging currency for travel, it’s easy to fall into traps that result in unnecessary expenses. Here are some common mistakes travelers make and how to avoid them. 1. Exchanging money at airports and hotels While airports and hotels may be convenient places to exchange money, they often have the worst exchange rates and highest fees. Airport kiosks, in particular, are notorious for inflating rates, sometimes marking them up by as much as 10% compared to what you’d find at a local bank or ATM. To avoid these high costs, exchange a small amount of money before your trip to cover immediate expenses like transportation. Once you arrive at your destination, use ATMs or banks for more favorable rates. 2. Using dynamic currency conversion Dynamic currency conversion (DCC) allows you to pay in your home currency when using a credit or debit card abroad. While this may seem convenient, it usually comes with a much worse exchange rate and additional hidden fees. Whenever possible, always opt to pay in the local currency of your destination to avoid unfavorable rates. DCC also gives merchants more control over the exchange rate, meaning they could use a rate that benefits them more than you. When paying with a card abroad, always make sure you’re being charged in the local currency to get the most accurate rate. 3. Timing your exchange poorly Exchange rates fluctuate daily based on global market conditions. If you know you’ll need to exchange a large sum of money, it pays to keep an eye on exchange rates before your trip. Use tools to track exchange rates and exchange your money when the rate is in your favor. For travelers planning ahead, some banks and online services allow you to lock in exchange rates before traveling, helping you avoid losses due to unfavorable fluctuations during your trip. How to maximize savings on currency exchange while traveling When traveling abroad, currency exchange fees can quickly eat into your budget. You can use certain strategies to help you save, avoid common fees and make the most of your money while exploring new destinations. 1. Plan ahead for international trips Before heading overseas, research your destination’s currency and exchange rate options. Many banks allow you to order foreign currency ahead of time, saving you from the poor exchange rates and high fees at airports or in tourist-heavy areas. If your bank offers international ATM withdrawal with low fees, consider using this option to access local currency while traveling. Financial institutions sometimes offer special travel accounts or debit cards with reduced fees for foreign transactions. Check with your bank to see if they offer international-friendly options that can help you save money while abroad. 2. Credit cards with no foreign transaction fees Credit cards that offer no foreign transaction fees can be a great asset when traveling internationally. These cards often offer competitive exchange rates, and some even provide travel rewards or cash back on purchases made abroad. Using a credit card for most of your international purchases can help protect you from currency exchange fees and fraud. 3. Limit currency exchange at high-fee locations Related Articles Travel | Cruise into this holiday season with a non-traditional vacation Travel | 8 last-minute Christmas vacations to book in the US Travel | California’s sunny Huntington Beach makes a great weekend getaway Travel | Top travel destinations for 2025 include a real-life Land of the Lotus Eaters Travel | New York state highlights can’t-miss holiday sites and attractions When traveling, try to avoid exchanging currency at locations that charge high fees, like airports, hotels or currency exchange kiosks. These places often inflate exchange rates and charge large commissions, reducing the value of your money. Instead, stick to local banks or ATMs for better rates and lower fees. If you have to exchange currency at one of these places, try to exchange only what you need immediately and find a better location later. The bottom line Currency exchange is an essential part of international travel, and getting it right can save you a lot of money. By planning ahead, avoiding high-fee locations and choosing the right method for exchanging money, you can stretch your travel budget further and minimize unnecessary costs. When traveling internationally, avoid airport kiosks and hotel exchange desks, opt for ATMs and reputable banks and consider using prepaid travel cards or credit cards with no foreign transaction fees to simplify your currency management. With a little preparation, you’ll be able to get the most out of your money while exploring the world. (Visit Bankrate online at bankrate.com.). ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.
SANTA CLARA, Calif. (AP) — When the San Francisco 49ers used a third-round pick to draft Jake Moody last year, the hope was it would settle their kicking position for years to come. A shaky second half to Moody's second season with San Francisco has put that into question headed to the offseason. Moody missed his sixth field goal in the past seven games last week, leading to questions about whether the 49ers will need to replace him or at least bring in competition for next season. Coach Kyle Shanahan expressed confidence in Moody on Thursday, attributing some of the struggles to a high ankle sprain he suffered in his kicking leg earlier in the season. “I still feel the same about him, that I believe he is going to be our guy," Shanahan said. “Everyone has got to perform and do things like that and I think he has had a tough year. ... I thought he was doing really well and then had a high ankle sprain to his kicking foot. Since he’s come back, he hasn’t been as consistent, obviously. But I think a lot of that probably has to do with that, just common-sense wise.” Moody got off to a strong start this season, making all six field goals he attempted in the season opener and going 13 for 14 before injuring his ankle while attempting to make a tackle on a kickoff return in Week 5. He missed three games and has struggled since he returned. He missed three field goals in first first game back at Tampa Bay, two more in the snow at Buffalo in Week 13 and then a 41-yarder last week against the Dolphins. “That’s the great thing about kicking is, you can be as talented as whoever and you can struggle,” Moody said. “I feel like this year, I’ve struggled. It doesn’t really waver my confidence or anything. I feel like, throughout my entire life, I’ve gone through struggles, I’ve gone through high points. The biggest thing is to just stay consistent, not change anything.” Moody had an up-and-down rookie season, making 21 of 25 field goals in the regular season and missing only one extra point. But he missed a potential game-winning kick in a loss at Cleveland and missed field goals in playoff wins against Green Bay and Detroit. Moody then made three field goals in the Super Bowl with two coming from more than 50 yards, including a go-ahead 53-yard kick late in the fourth quarter against Kansas City. But Moody also had an extra point blocked in that game. “I believe we’ve got the right guy and I think that eventually, I think he has shown that at times,” Shanahan said. "I thought he showed that at times his rookie year. I thought he showed that big time being 12 out of 13 to start this year. And I think he’ll show us all that in the future.” NOTES: The Niners placed LT Trent Williams on IR after his ankle injury hasn't healed as quickly as hoped. Shanahan didn't think there were any long-term issues. ... LB Dre Greenlaw (calf) will be shut down for the rest of the season after playing parts of two games in his return from a torn left Achilles tendon. ... OL Spencer Burford (calf) didn't practice but might be able to play this week. ... San Francisco has signed two OL this week, adding Matt Hennessy and Charlie Heck. ... RB Isaac Guerendo (hamstring, foot) was limited but appears on track to play this week. AP NFL: https://apnews.com/hub/NFLIt’s here. American Thanksgiving. While most of our friends south of the border look at the late-November holiday and think NFL when it comes to sports, most Canadians view it through a different lens. They examine the NHL standings – hoping that their team is above the playoff line. Why? Since realignment occurred over a decade ago, 80% of the teams that are in playoff spots at Thanksgiving qualify for the post-season. For those that are mathematically challenged, that’s 13 out of 16 teams. That was the case last season as well as Edmonton, Nashville and the New York Islanders were the only teams to make the playoffs despite being on the outside looking in on Nov. 23, 2023. Last year on that date, the Vancouver Canucks had 27 points and only the Vegas Golden Knights — with 30 — had more. The Canucks performance in those first 20 games basically clinched a playoff spot. This season the Canucks haven’t been as fortunate. Not having the services of all-star goaltender Thatcher Demko since the start of the season due to a knee injury was the first issue that the hockey club had to deal with. Dakota Joshua also missed the first 14 games recovering from off-season cancer surgery. Brock Boeser suffered what appeared to be a concussion on Nov. 7 and missed seven games but was set to return to the lineup in Boston against the Bruins on Tuesday night. Then there’s J.T. Miller, who took a leave of absence on Nov. 19 for personal reasons. Add it all up and it’s a Canuck team that has been treading water without their three All-Stars from a year ago. After Monday’s games, Vancouver was below the playoff bar with 23 points, trailing both Colorado and Edmonton by one point for the two wildcard spots. The Canucks are also two points behind the Los Angeles Kings for third place in the Pacific Division. The good news with all of these scenarios is that the Canucks have played the least number of games — 19 — of any team in the National Hockey League entering Tuesday’s game versus Boston. They have three games in hand on Edmonton, Colorado and Los Angeles. However, the question remains: will the Canucks make the playoffs? Many assume once the team gets 100% healthy, they will find a way to get it done but you know what they say about people who assume. Let’s start with Demko, the 28-year-old who compiled a 2.45 goals-against-average and a .918 save percentage last season to go along with 35 wins in 51 games. Since March 10, he has played a grand total of four games; that’s four games in eight months. After such a lengthy layoff, the biggest concern for Demko will be timing and getting used to the intensity level of NHL games. As we often say when it comes to football, nothing duplicates game speed. For Demko, getting used to the speed and regular chaos of NHL games will be a challenge. Then there is Boeser, who had been out of the lineup for almost three weeks after taking a headshot from Tanner Jeannot in a game against the Kings in early November. Hopefully, there won’t be any lingering symptoms from that injury and Boeser can regain the pace that saw him score 40 goals last year and which he was duplicating this season with six goals in 12 games. As for Miller, when he does return, what player will the Canucks be getting? His play had dipped to the point where he was benched for the last 14:40 of the third period in his final game versus Nashville on Nov. 17. Miller’s production had waned with only six goals and ten assists in 17 games – well off the levels from a year ago when he tallied 37 goals and 66 assists. Then there are other issues that are of concern as well. The second defensive pair of Tyler Myers and Carson Soucy has struggled this season to the point where the organization is checking in with other teams as they look to get help for their blue line corps. What has compounded the problem is that Tocchet has emphasized since training camp that he wants his defencemen to be more involved in the offense and generating more chances. That doesn’t exactly fit into the skill set of either Myers or Soucy so it’s been noted that the Canucks are talking to other teams with Pittsburgh’s Marcus Pettersson being a player of interest. Although Pettersson is a solid defender, he’s not exactly the answer to the Canucks problems when it comes to offence from the back-end. While we are on the topic of Petterssons, the enigma known as Elias Pettersson will need to regain the form that saw him be a dynamic play-driver who scored 30-plus goals the last three seasons. Tocchet and the organization wanted to see more of an investment from Pettersson and the Swede has shown signs of improvement with four goals and six assists in his last seven games. There are other positive signs as well. Quinn Hughes continues to play at a Norris Trophy-calibre level while Kevin Lankinen has provided consistent goaltending during Demko’s absence. Conor Garland continues to play like Conor Garland and Pius Sutter and Teddy Blueger continue to provide good depth while new additions Kiefer Sherwood and Erik Brannstrom have exceeded expectations. Given what we know about the U.S Thanksgiving Day playoff trend, it’s not a slam dunk that the Canucks will make the post-season but it’s not a slam dunk they won’t either. Unlike last year when the team had enough of a cushion in the standings to play games pressure-free for the most part in the second half, it appears they won’t have that luxury this season. As Tocchet always likes to say, things are going to just keep ‘getting tougher’ and the Canucks are going to have to ‘embrace the hard’ as they deal with the grind of an NHL season. Their playoff hopes will depend on it.
‘No, it doesn’t pass pub test’: Mali backtracks on contentious job adYPSILANTI, Mich. (AP) — On a damp Wednesday night with temperatures dipping into the 30s, fans in sparsely filled stands bundled up to watch Buffalo beat Eastern Michigan 37-30 on gray turf. The lopsided game was not particularly notable, but it was played on one of the nights the Mid-American Conference has made its own: A weeknight. Javascript is required for you to be able to read premium content. Please enable it in your browser settings.